History Summa Patrimonia
Company History

Summa Patrimonia was founded in early 2005 and initially was based to create and develop a business independent financial advice to their clients. In 2008, a European directive upheld this activity delegating the regulation of its operation and control to the CNMV. It's time to figure EAFI Spain (Financial Advisory Company) is created as a typology over investment entities.

 

Summa Heritage, was born because his partner s founders realized that the financial market gave much information about their products, but this information was both confusing, untransparent and without objectivity, because each entity offering the best beneficial for them.

 

This lack of transparency and ethics combined with the multitude of customer information, causes the customer can not meet its actual position on a given date. With this saturated market, we thought it we could help the client in simplifying your banking positions, integrating parameterization and consolidation of its assets, so that the client could meet the overall risk and performance at any time and especially make a clear strategy about their heritage.

 

 

"IN OTHER WORDS, YOU TAKE CONTROL OF YOUR MONEY"

 

 

We believed that our customers should be more objective and plural information about where to invest their assets in which investors did not rely solely on the investment proposals of the financial institution where the account was counted. Conflicts of interest between clients and banks and overcrowding in managing symptoms were industrialization of counseling, direct loss of values ​​of objectivity and transparency and were replaced by the "placement" of product and bank margins. This new way of doing financial institutions, to shake the mainstay of any advice, trust.

 

This is where Summa Patrimonia could give a significant added value, advising its clients based only on technical criteria and discarding any concept of product margin analysis. All we wanted is the highest possible yield for each customer, adapting the risk characteristics of each.

 

 

"INDEPENDENCE IS THE BEST TOOL FOR ADVISORY"

Another front of action was the control and demands of rigor with financial providers. Every client and every financial institution had different conditions, for example, had cases where some concepts were collected by one entity and not in others. We think for efficient negotiation was essential a personalized analysis of each client and a global negotiation with financial institutions, negotiating behaved study each of the games, brokerage fees, expenses transfers, custody, etc ... We wanted to have more strength negotiation if would all join more customers. The result was a reduction in bank costs by over 50% and thanks to this intermediation portfolios had a performance increase of 0.50% annually.

 

 

"ONLY IN SAVINGS BANK CONDITIONS ARE PAID TO GROW OUR FEES"

 

 

As relations were strengthening, customers were making us partakers of other concerns: investments outside the banking sector (stakes in businesses / unlisted companies), real estate, venture capital, taxation, insurance, etc ... in short, trying to understand and act on the entire assets of the customer. Now it was advising globally, whether or not they organized investment markets. This overview has helped us to be able to maximize customer orientation and can be your company of reference for everything that means investment.

 

After several years in the industry and constant evolution and several extensions of our management team, we do not forget our roots in the banking sector, which is where we learned the basis of what we are today, nor our origins in Summa Patrimonia a phone and a laptop under arm and a clear idea of ​​better customer service and a dedication to excellence to his advice.

 

 

"THANKS FOR THESE FIRST 10 YEARS OF CONFIDENCE IN US"

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